Does Kroger Cash Checks?

Kroger stores will cash checks of up to $5,000 in value for a maximum fee of $7.50 at their money service.

What types of checks will Kroger cash?

Kroger will cash the following types of checks:

  • Payroll checks
  • Government checks
  • Tax refund checks
  • Business checks
  • Insurance checks
  • Child support checks
  • Debit card cashing checks

What checks can Kroger not cash?

There are a number of types of checks that Kroger will not cash, these include:

  • Third party checks
  • Starter checks
  • Personal checks

Will Kroger cash a two-party personal check?

Kroger will not cash two-party personal checks.

How does Kroger process personal checks?

does kroger cash checks

To cash a check at Kroger, bring the following things to Kroger’s Money Service:

  1. The check
  2. Social security or taxpayer ID number
  3. A government issued ID (Kroger accepts; US Passports, state issued ID, driving licenses, resident alien ID, military ID, matricula consular ID and tribal nation/reservation ID)

In order to for your personal check to be processed by Kroger the following steps will need to be completed:

  1. Kroger staff will ask to see some form of government ID to verify that your identity matches the name on the check. A Passport or Driving License is ideal.
  2. Kroger will then use a third-party verification service (currently they use Certegy) to verify your check.
  3. The verification service will verify the bank details and check the amount before authorizing the check to be accepted.
  4. If they cannot verify your details you will need to pay using a different payment method.
  5. If your details are successfully verified then you will then be asked to sign an electronic receipt for Kroger’s records.
  6. The money will be cleared within 2-5 business days.

Kroger’s Check Cashing Limits & Fees

Kroger will cash checks of up to $5,000 in value. 

Checks of up to $2,000 cost $4.00 to cash and checks over $2,000 cost $7.00 to cash if you use your Kroger shoppers card.

If you don’t have a Kroger card then both fees are $0.50 higher.

Check TypeFee With Kroger CardFee Without Kroger CardMinimum Amount*Cashing Limit
Payroll$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50 (checks up to $2,000) or $7.50 (checks over $2,000)$4.50$5,000
Government$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50$5,000
Tax Refund$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50$5,000
Business$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50$5,000
Insurance$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50$5,000
Settlement$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.00 (checks up to $2,000) or $7.00 (checks over $2,000)$4.50$5,000

*In theory Kroger can cash checks for less than this but it doesn’t make any sense as you will be getting nothing after the fee has been paid.

Can I cash a $1200 check at Kroger?

Yes, if you’re looking to cash your $1200 stimulus check at Kroger you will be able to do it for a fee of $3.00.

You can also cash your $600 stimulus check for the same fee of $3.00.

Kroger money center hours of operation

Kroger’s money services are typically open from 6am until 10pm, 7 days a week however this may vary from store to store.

If you are planning on going close to opening on closing time we recommend you double-check specific store timings on their website.

DayOpening Hours
Monday6:00am – 10:00pm
Tuesday6:00am – 10:00pm
Wednesday6:00am – 10:00pm
Thursday6:00am – 10:00pm
Friday6:00am – 10:00pm
Saturday6:00am – 10:00pm
Sunday6:00am – 10:00pm

Similar Stores That Cash Checks:

If there is no Kroger store near you or you need a store that can cash higher value checks then Walmart cash checks of up to $5,000 in value, Food Lion will also cash checks up to $1,000 in value and Winn Dixie will cash electronically signed payroll checks of up to $500 in value.

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